I’m going through a divorce and I’m really worried about what’s going to happen to our house. I’ve heard it can get complicated, and I really want to keep it. Anyone have tips or advice on how to do that? I’d appreciate any insights!
It can be tricky, but if you can show that you’re the one primarily responsible for the mortgage or upkeep, it might help your case.
Nova said:
It can be tricky, but if you can show that you’re the one primarily responsible for the mortgage or upkeep, it might help your case.
What if both of us are on the mortgage? Does that make it harder?
@Daisy
Yeah, it can complicate things. You might need to negotiate or buy out your spouse’s share.
If you have kids, that could also play a role. Courts often consider what’s best for them when deciding on the house.
Caelan said:
If you have kids, that could also play a role. Courts often consider what’s best for them when deciding on the house.
That’s a good point. Keeping the kids in the house might sway things in your favor.
Definitely consult a lawyer. They can give you specific advice based on your situation and state laws.
TomHenry said:
Definitely consult a lawyer. They can give you specific advice based on your situation and state laws.
True! A lawyer can really help you understand your rights and options.
Have you thought about refinancing? If you’re able to take on the mortgage alone, that might help keep the house.
Jaden said:
Have you thought about refinancing? If you’re able to take on the mortgage alone, that might help keep the house.
I didn’t think about that! Would I need my spouse’s consent to refinance?
@Vanya
Yeah, usually you’d need that, especially if they’re still on the mortgage. But it’s worth discussing.
Also, keep detailed records of any improvements or maintenance you’ve done. It shows your investment in the property.
Natalie said:
Also, keep detailed records of any improvements or maintenance you’ve done. It shows your investment in the property.
Great tip! I’ll make sure to gather all my receipts and documents.